SMS

The Cyclos mobile banking services are build for (regional) banks, microfinance institutions, remittances, barter systems and complementary currency systems to stimulate local trade and development. 

Mobile banking features

• Sign-up by SMS
• Payment to other users or administration
• Payment request (two-way payment)
• Retrieve account information (optional browse through pages)
• Info texts (texts managed in Cyclos can be retrieved by sending an SMS with a specific words/alias)
• Notifications & alerts (personal alerts and general alerts & notifications)
• Mailings (from administration and agents)
• Bank and Telecom provider independent
• Custom operations (programming interface that allows adding new operations)

The following mobile bankings are supported, or being worked on:

• SMS banking  Banking operations via SMS messaging
• Smart phone app  For Android, Iphone, Windows and Blackberry phones
• IVR (Interactive Voice Response)  Operations for mobile phones and landlines
• USSD module  Menu based operations supported by high and low end mobile phones